Terms and Conditions

Last Updated: 

May 7, 2021 

 

The following Terms and Conditions (hereinafter referred to as the “Terms”) between you (referred to as “you”, “your”, or “Client”) and Dr. Michelle Marie Wealth Coaching LLC (referred to as “Dr. Michelle Marie”) describe the specifications on which you may register for, access, or use this website, https://www.drmichellemarie.com/ (the “Website”), including all information, tools, courses, programs, and services available to you, conditioned upon your acceptance of all of the Terms, conditions, policies, and notices stated herein. 

 

Dr. Michelle Marie is a certified Master Financial Coach providing online courses and financial coaching to those seeking one on one financial coaching, budget building courses, financial planning e-courses, or access to an online network of individuals encouraging and sharing good financial habits (together the “Service(s)”). By using the Website, you are engaging in her Services and agree to be bound by the following Terms. 

 

PLEASE READ THESE TERMS CAREFULLY AS THEY CONTAIN VERY IMPORTANT INFORMATION REGARDING YOUR RIGHTS AND OBLIGATIONS, AS WELL AS CONDITIONS, LIMITATIONS, AND EXCLUSIONS THAT MAY APPLY TO YOU. YOU SHOULD ALSO CAREFULLY REVIEW DR. MICHELLE MARIE’S PRIVACY POLICY BEFORE USING ANY SERVICES AVAILABLE THROUGH THIS WEBSITE. 

 

YOU MAY NOT USE THIS WEBSITE’S SERVICES IF YOU (A) DO NOT AGREE TO THESE TERMS; OR (B) ARE PROHIBITED FROM ACCESSING OR USING THIS WEBSITE OR ANY OF THIS WEBSITE’S CONTENT, GOODS, OR SERVICES BY APPLICABLE LAW. 

 

BY ACCESSING ANY PART OF THIS WEBSITE OR USING ANY OF THE SERVICES, YOU AGREE TO BE BOUND BY THESE TERMS. IF YOU DO NOT AGREE TO ALL OF THE TERMS, THEN YOU MAY NOT ACCESS THIS WEBSITE OR USE ANY SERVICES. 

 

Any new features or tools which are added to this Website shall also be subject to the Terms outlined herein. You can review the most current version of the Terms at any time on this page. Your continued use of, or access to, this Website following the posting of any changes to these Terms constitutes your acceptance of those changes.

 

1.    Service Terms

 

By agreeing to these Terms or by using this Website or the Services, you represent that you are at least eighteen (18) years of age or older. 

 

You may not use the Services for any illegal or unauthorized purpose, including a violation of any laws, rules, or regulations in your jurisdiction (including, but not limited to, copyright or trademark laws). You also represent and warrant that you are using this Website for your own personal use only, and not for resale, export, re-use or any other similarly unauthorized use. A breach or violation of any of the Terms will result in an immediate termination of your access to the Website. 

You agree that Dr. Michelle Marie may, without any prior notice, immediately suspend, terminate, discontinue and/or limit your use of this Website and access to any of her Services at her sole discretion, for any reason, including but not limited to:

 

1. Any breach or violation of these Terms or any other incorporated agreement, regulation, or guideline;

 

1. By way of request from law enforcement or any other governmental agencies;

 

1. The discontinuance, alteration or material modification to her Services, or any part thereof;

1. Any engagement by you in any fraudulent or illegal activities; and/or

1. The non-payment of any associated fees that may be owed by you as a Client. 

 

Furthermore, you herein agree that any and all terminations, suspensions, discontinuances, and or limitations of access to the Website or Services shall be made in her sole discretion and that she shall not be liable to you or any other third-party with regard to the termination of your account, associated email address, and/or access to the Website or any of the Services. 

 

Dr. Michelle Marie reserves the right to refuse Services to anyone, for any reason, at any time at her own discretion. Dr. Michelle Marie also reserves the right, but does not have the obligation, to pre-screen, refuse and/or delete any content currently available through this Website. In addition, she reserves the right to remove and/or delete any such content that would violate these Terms or which would otherwise be considered offensive. 

 

You may choose to fill out a form on this Website if you wish to be contacted by Dr. Michelle Marie or otherwise receive the Services. You will be required to input your information, including but not limited to your name, address, email address (together your “Personal Information.”). 

 

You will provide true, accurate, and current Personal Information if you fill out any forms available on this Website. The Services may include an online forum, group online courses or seminars, or a social networking community. Your engagement with these forums and any Services (including but not limited to, interaction with other community members, advertisers, videos viewed) may be shared with others in accordance with the Privacy Policy and these Terms. 

 

2.    General Conditions of Use

 

Dr. Michelle Marie grants you a limited, worldwide, revocable, non-sublicensable, non-transferable, and non-exclusive license (“License”) to use the Services for your own private, personal, and non-commercial use, subject to certain rules and limitations as provided herein. The License includes the limited right to use any materials as described in Section 5, including any consulting, coaching, and course materials (together the “Licensed Material”), during the course of receiving Services.

 

By using the Services and accepting these Terms, you acknowledge and agree not to reproduce, export, publish, assign, duplicate, copy, sell, resell, lease, license, or exploit the Services, Licensed Materials, or information on this Website, or any portion thereof. Dr. Michelle Marie shall determine in her sole discretion if you are using any Licensed Material in violation of this clause or any of these Terms, and you agree that you may be subject to copyright violations, damages, or other legal proceedings. You acknowledge and agree that you will not use the Services or Licensed Material, or any part thereof, to create, market or sell a similar product or service in competition with Dr. Michelle Marie.

 

Dr. Michelle Marie reserves the right, but has no obligation, to modify, update, or discontinue her Services, or any content on the Website (or any part thereof), without notice at any time. Dr. Michelle Marie shall not be liable to you or to any third party for any modification, price change, suspension, or discontinuance of the Services. You agree that it is your responsibility to monitor the Website for any changes that may occur.

 

Dr. Michelle Marie shall not be held responsible if information made available on this Website is not accurate, complete, or current. For clarity, you are relying on any information found on this Website at your own risk. 

 

You consent to receiving communications, including but not limited to, emails, text messages, and/or calls regarding updates to this Website or Services, marketing, advertisements, and any other relevant information.

 

You acknowledge, understand, and agree that all information, text, data, photographs, messages, tags, or any other content, whether it is publicly or privately posted and/or transmitted, is your expressed sole responsibility. You agree not to make use of this Website or Services for the purpose of any harmful or deceitful conduct, including, but not limited to, the following:

 

1. Uploading, posting, transmitting or otherwise making available any content that shall be deemed, in her discretion, to be harmful, threatening, abusive, harassing, defamatory, vulgar, offensive, obscene, pornographic, libelous, or which is hateful, threatening, of otherwise objectionable to any group defined by race, religion, gender, national origin, or sexual orientation, including without limitation to expressions of bigotry, prejudice, racisms, hatred or profanity;    

 

1. Causing harm to minors in any manner whatsoever; and/or

 

1. Impersonating any individual or entity, or otherwise misrepresenting any affiliation with an individual or entity.

 

3.    Fees and Payments

 

Depending on the Services you select and purchase, Dr. Michelle Marie’s Services are available on either a flat-fee or hourly basis (together referred to as the “Fees”). All Fees are either listed on the Website or negotiated on a case-by-case basis and subject to Dr. Michelle Marie’s discretion. The Fees will be set out in any order confirmation, e-mail receipt, invoice, or other relevant correspondence. Dr. Michelle Marie accepts PayPal, Credit Card, Stripe, or any other approved electronic means (“Payment Method”). 

 

Any prices, discounts, and promotions available are subject to change without notice. There may be a promotion, discount, or sale on the Website provided to certain individuals (“Promotions”). These Promotions may affect the pricing and may be governed by terms and conditions separate from these Terms. If there is a conflict between the terms and conditions for a promotion and these Terms, the terms and conditions specific to that promotion will govern that specific circumstance. 

 

Dr. Michelle Marie strives to display accurate price information, however there may, on occasion, be inadvertent typographical errors, inaccuracies, or omissions related to pricing and availability. Dr. Michelle Marie reserves the right to correct any errors, inaccuracies, or omissions at any time and to cancel any orders arising from such occurrences.

 

If you do not pay the amounts owed when they are due, or your payment method continuously fails, Dr. Michelle Marie may initiate collection procedures. You agree to pay the cost of collection, including, without limitation to, reasonable attorney’s fees. 

 

4.    Refunds and Disputes

 

Dr. Michelle Marie only offers refunds in limited circumstances subject to her sole discretion. If you're unhappy with the Services please contact her immediately and she will do her best to rectify the situation. 

 

Nothing in these Terms extends a binding obligation on Dr. Michelle Marie to offer refunds. Should Dr. Michelle Marie, in her sole discretion, decide to refund or credit you any amounts paid, that refund or credit shall constitute the entire, sole, and exclusive liability, and your sole and exclusive remedy, with respect to that Service. 

 

If at any time, you have a dispute about any Service offered on this Website, please reach out using the contact information provided below. 

 

5.    Intellectual Property & Proprietary Rights

 

As a part of the Services, Dr. Michelle Marie may provide you with copyrighted materials, outlines, concepts, pre-recorded videos, guided workbooks or worksheets and other relevant information, (the “Materials”). By using the Website and agreeing to these Terms, you acknowledge and agree that all Materials are protected by copyright, trade secret, or other proprietary and intellectual property laws. You understand and agree that this Section provides for the protection of the Materials and any other relevant content provided to you and extends beyond federal, state, local or foreign copyright laws or treaties and that by using the Website. You agree to be bound by the Terms herein, even where such Terms extend beyond such laws. You are confirming that in the event you attempt to reuse, reproduce, remarket, sell, or create a competitive or derivative product or service for sale from the Materials, or otherwise use the Materials for any similarly unauthorized personal financial gain, you may be subject to legal proceedings.

 

Dr. Michelle Marie owns, solely and exclusively, all right, title, and interest in and to this Website and Services, all content, software code, data, and materials thereon, the look, feel, design and organization of this Website, and the compilation of the content, code, data, and materials on this Website, including but not limited to any intellectual property or proprietary rights. Dr. Michelle Marie reserves all rights in and to the Services not granted expressly in these Terms. 

 

If you post, upload, or make available any, information, data, text, files, communications, or other materials regarding the Services and your use of the Services on any website, blog, article, or social media platform (“Your Content”), you hereby grant Dr. Michelle Marie a perpetual, non-exclusive, irrevocable, fully-paid, royalty-free, sub-licensable, and transferable (in whole or in part), worldwide license to use, reproduce, transmit, display, exhibit, distribute, index, comment on, modify, create derivative works based upon, perform, or otherwise exploit Your Content including your name, image, voice, likeness and/or other biographical information or material in connection with Your Content, in whole or in part, in all media formats and distribution methods now known or hereafter devised in connection with the Services, including but not limited to advertising, promoting, and marketing the Services, all without further notice to you, with or without attribution, without limitation as to frequency, and without the requirement of any permission from or payment to you or to any other person or entity. You waive any right to inspect or approve Your Content or any use of Your Content. You waive all moral rights to Your Content, which may be available to you in any part of the world and confirm that no such rights have been asserted. None of Your Content will be subject to any obligation, whether of confidentiality, attribution or otherwise, and we will not be liable for any use or disclosure of any Your Content. You understand and agree that we may use the public content to develop aggregate ratings, personalize Website views, market products or Services, or identify or feature popular community members or Services.

 

6.    Disclaimer of Warranties and Limitation of Liability

 

YOU REPRESENT THAT YOU ARE USING THIS WEBSITE AND/OR SERVICES AT YOUR OWN RISK. ALL SERVICES OFFERED ON THIS WEBSITE ARE PROVIDED “AS IS” WITHOUT ANY WARRANTY WHATSOEVER, INCLUDING, WITHOUT LIMITATION, ANY: (A) WARRANTY OF MERCHANTABILITY; (B) WARRANTY OF FITNESS FOR A PARTICULAR PURPOSE; OR (C) WARRANTY AGAINST INFRINGEMENT OF INTELLECTUAL PROPERTY RIGHTS OF A THIRD-PARTY; WHETHER EXPRESS OR IMPLIED BY LAW, COURSE OF DEALING, COURSE OF PERFORMANCE, USAGE OF TRADE, OR OTHERWISE. 

 

IN NO EVENT SHALL DR. MICHELLE MARIE BE LIABLE TO YOU, THE CLIENT, OR ANY THIRD-PARTY FOR ANY CONSEQUENTIAL, INCIDENTAL, INDIRECT, EXEMPLARY, SPECIAL OR PUNITIVE DAMAGES WHETHER ARISING OUT OF BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE) OR OTHERWISE, REGARDLESS OF WHETHER SUCH DAMAGES WERE FORESEEABLE AND WHETHER OR DR. MICHELLE MARIE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND NOTWITHSTANDING THE FAILURE OF ANY AGREED OR OTHER REMEDY OF ITS ESSENTIAL PURPOSE. 

 

THE SOLE AND ENTIRE MAXIMUM LIABILITY, FOR ANY REASON, AND YOUR SOLE AND EXCLUSIVE REMEDY FOR ANY CAUSE WHATSOEVER, SHALL BE LIMITED TO THE ACTUAL AMOUNT YOU PAID FOR THE SERVICES THROUGH THE WEBSITE.

 

Dr. Michelle Marie is a Master Financial Coach certified through Ramsey Solutions. As a certified Master Financial Coach, Dr. Michelle Marie has been trained to assess your specific financial situation, provide personalized financial guidance, and create a plan to assist you in managing your finances and achieving your financial goals. The Website, and any free information available on it, is presented as an educational resource and should not be construed as a substitute for individualized professional financial coaching or investment advice.

 

The limitation of liability set forth above shall: (a) only apply to the extent permitted by law; and (b) not apply to: (i) liability resulting from gross negligence or willful misconduct, or (ii) death or bodily injury resulting from acts or omissions.

 

7.     Non-Disparagement

 

You agree not to make or communicate to any person or entity, in any media or public forum, including any social media network, any comments or statements (written or oral) that intentionally or unintentionally, or is reasonably certain to, disparage, create a negative impression of, or is detrimental to the reputation of Dr. Michelle Marie or the Services associated therewith. 

 

8.    Dispute Resolution

 

If a controversy or claim should arise, the parties will first attempt in good faith to resolve such controversy or claim. Dr. Michelle Marie will contact you via phone or email to discuss the matter and attempt to resolve any such controversy or claim by negotiation. If the matter has not been resolved within thirty (30) days by negotiation, the parties will attempt in good faith to resolve the controversy or claim in accordance with mediation, with mutually agreeable rules. If the matter has not been resolved by mediation within sixty (60) days of the commencement of mediation, or if either party will not participate in mediation, then the controversy shall be settled by binding arbitration administered by the American Arbitration Association in accordance with the provisions of its Commercial Arbitration Rules and supplementary procedures for consumer related disputes of the American Arbitration Association (the “AAA”), excluding rules or procedures governing or permitting class actions. The written decision of the arbitrator shall be binding and conclusive on the parties. The parties agree that there shall be no pre-arbitration discovery and the arbitrator shall not award punitive damages to either of the parties. Judgment may be entered in any court having jurisdiction. 

 

9.    Notices

 

Dr. Michelle Marie may provide any notice to you under these Terms by: (a) sending a message to an email address that you provide; or (b) by posting to this Website. Notices sent by email will be effective on the date the email is sent, and notices that are posted on this Website will be effective upon posting. It is your responsibility to keep your e-mail address current and review any new Notices on this Website.

 

To provide Notice under these Terms, you must contact by: email; personal delivery; overnight courier; or certified mail. Notice by email shall be effective on the date the email is sent. Notice provided by personal delivery shall be effective immediately. Notice provided by overnight courier shall be effective one business day after it is sent. Notice provided by certified mail shall be effective three business days after it is sent.

 

Notice can be sent to the following address:

 

Dr. Michelle Marie Wealth Coaching LLC

            4445 CORPORATION LN STE 264 

            VIRGINIA BCH, VA 23462 

 

10.    Miscellaneous 

 

Third-Party Content. This Website may contain links and references to other third-party service providers (“Third-Party Content”). Dr. Michelle Marie is not responsible for any Third-Party Content or the actions of those that provide such content. Any information regarding a third-party found on the Website does not imply that Dr. Michelle Marie endorses or accepts any responsibility or liability for the third-party, or vice versa. 

 

Indemnification. By using this Website, you agree to indemnify, hold harmless, and defend Dr. Michelle Marie (and its parent, subsidiary, associated and affiliated companies, including each of her respective officers, directors, agents and employees) from and against all damages, costs, reasonable attorney’s fees and expenses based upon, arising out of or in connection with any: (a) breach or alleged breach of any representation or warranty by Dr. Michelle Marie or any third-party; (b) unauthorized use of your information; or (c) other actual or alleged unauthorized action by Dr. Michelle Marie, including without limitation, a breach of any term of this Agreement. The obligation for indemnification shall survive even after termination of the Agreement.

 

Privacy Policy. Dr. Michelle Marie respects your privacy and is committed to protecting it. To learn more, please visit the Privacy Policy available on our Website, which governs the processing of all personal data collected from you in connection with your use of the Website and Services. You acknowledge and consent to the collection and use of your personal information by Dr. Michelle Marie for the purpose of using this Website.

 

Governing Law and Jurisdiction. This Website is operated from the United States of America. All matters arising out of or relating to these Terms are governed by and construed in accordance with the internal laws of the State of Virginia without giving effect to any choice or conflict of law provision or rule. The governing jurisdiction for any dispute shall be the State of Virginia. 

 

Severability. If any provision of these Terms is invalid, illegal, void, or unenforceable, then that provision will be deemed severed from these Terms and will not affect the validity or enforceability of the remaining provisions of these Terms.

 

Waiver. Failure by Dr. Michelle Marie to enforce any right or provision of these Terms will not constitute as a waiver of future enforcement of that right or provision. The waiver of any right or provision will be effective only if in writing and signed by a duly authorized representative of Dr. Michelle Marie. 

 

Force Majeure. Dr. Michelle Marie will not be liable or responsible to you, nor be deemed to have defaulted or breached these Terms, for any failure or delay in performance under these Terms when and to the extent such failure or delay is caused by or results from acts or circumstances beyond reasonable control, including, without limitation, acts of God, flood, fire, earthquake, explosion, governmental actions, war, invasion or hostilities (whether war is declared or not), terrorist threats or acts, riot or other civil unrest, national emergency, revolution, insurrection, epidemic, lockouts, strikes or other labor disputes (whether or not relating to a workforce), or restraints or delays affecting carriers or inability or delay in obtaining supplies of adequate or suitable materials, materials or telecommunication breakdown or power outage.

 

Notice to California Users. Under California Civil Code Section 1789.3, California Clients are entitled to the following specific consumer rights notice: The Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs may be contacted in writing at 400 R Street, Suite 1080, Sacramento, California 95814, or by telephone at (916) 445-1254 or (800) 952-5210. 

 

Statute of Limitations. You agree that regardless of any statute or law to the contrary, any claim or cause of action against Dr. Michelle Marie arising out of or related to the use of this Website or these Terms must be filed within one (1) year after such claim or cause of action arose or be forever barred.

 

These Terms and the Privacy Policy will be deemed the final and integrated agreement between you and Dr. Michelle Marie on the matters contained herein. You acknowledge and agree that these Terms are binding and shall govern the relationship between you and Dr. Michelle Marie in connection to the use of this Website and its Services defined herein.

 

If you have any questions, please feel free to contact Dr. Michelle Marie directly through this Website or by email at [hello@drmichellemarie.com]. 

 

Dr. Michelle Marie Wealth Coaching LLC

Telephone: 757-854-9867

4445 CORPORATION LN STE 264 

VIRGINIA BCH, VA 23462 

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Privacy Policy

Last Updated:

May 7, 2021 

 

This Privacy Policy sets out how Dr. Michelle Marie Wealth Coaching LLC (referred to as “Dr. Michelle Marie”) uses and protects any information that you (referred to as “Client”, “you”, or “your”) provide when accessing, browsing, registering, and/or using the website, https://www.drmichellemarie.com/ (the “Website”). 

 

Dr. Michelle Marie is committed to ensuring that your privacy is protected. You can be assured that any personal identifying information (referred to as “Personal Information” as defined below) you provide when using the Website will only be used in accordance with this Privacy Policy. This Privacy Policy describes the type of information Dr. Michelle Marie may collect from you or that you may provide when using the Website, as well as Dr. Michelle Marie’s practices for collecting, using, keeping, protecting, and/or disclosing any Personal Information. 

What Personal Information is collected? 

When browsing, engaging with, or otherwise accessing the Website; contacting Dr. Michelle Marie; or using any Services as described in the Terms and Conditions (the “Terms”), you may be asked to enter or disclose various types of Personal Information, which may include, but is not limited to: 

• Contact Information and Account Registration: name, email, postal address, telephone number, business contact information, or any other similar information you may provide to us. 

• Identification and Demographics: date of birth, gender, nationality, ethnicity, interests, lifestyle information, photos, social media credentials, contacts or referrals you provide.

• Transactional: direct deposit information, payment information, billing address, and registration information. 

• User Content: photos, videos, reviews, and other information you may submit to us, such as comments on the Website, other online forums, and social media platforms.

• Research and Feedback: reviews and comments that you send us through the Website and social media platforms; by email, over the phone, by mail, or in surveys.

• Device Information and Identifiers: IP addresses, cookie IDs, browser types and language, operating systems, platform type, and device type.

• Connection and Usage: domain names; browsing activity, scrolling and keystroke activity, advertisements viewed, forms or fields you complete or partially complete, search terms, whether you open an email, content you view and duration, quality of the service, and interaction with the content, logs, and other similar information. If these events occur while you are offline, they may be logged and uploaded to us when you next connect.

• Geolocation: city, state, and ZIP code associated with your IP address or derived through Wi-Fi triangulation. Your permission will be sought before using your precise location from GPS-based functionality on your mobile devices.

• Social Media Information: if you interact through a third party platform, social media website, or register for the Website using your social media credentials, depending on your social media settings, there may be access to your information from that social network such as your name, email address, friend list, photo, age, gender, location, birthday, social networking ID, current city, your comments about the Services, and the people and other websites you follow.

• Additional Information: any additional information you provide to us either directly through the Website support request, interaction through social media accounts, or any other communication with Dr. Michelle Marie.

When is Personal Information collected? 

Generally, you are not under any statutory or contractual obligation to provide us any Personal Information; however, certain Personal Information may be automatically collected in order for us to provide the Services on the Website. 

Personal Information is collected from you when you browse, enter, or use the Website; contact; or otherwise enter any information on the Website. 

How do you get my consent?

When you provide any Personal Information on the Website, verify or change your transactional details, comment on a forum, or anything of the like, you are automatically consenting to our collecting, storing, and using that information for your benefit, to improve offerings and your experience. 

If your Personal Information is requested for any other reasons, your express consent will be requested or you will be provided with an opportunity to say no or otherwise decline by reaching out using the contact information provided below. 

How do I withdraw my consent?

If you change your mind, you may withdraw your consent for the continued collection, use, or disclosure of your Personal Information at any time by contacting us directly. Dr. Michelle Marie reserve the right to retain any information previously collected for the purposes of resolving any disputes, as well as for obtaining and/or analyzing aggregated data analytics. 

How is your Personal Information used?

Your Personal Information may be used in any of the following ways:

• To personalize your experience on the Website. 

• To maintain and improve the Website in order to better serve you and provide a more seamless experience across all devices.

• To allow us to better service you in responding to your service requests or other queries.

• To communicate with you and send periodic e-mails regarding updates on additional Services as they become available.

• To display any content you generate, such as video, audio and comments.

• To comply with all applicable laws, regulations, and ethical business conduct. 

• To investigate and help prevent security issues, abuse, or violations.

 

How is your Personal Information protected? 

 

Dr. Michelle Marie takes the security of your Personal Information very seriously. We implement a variety of security measures when you use Dr. Michelle Marie’s Services; or otherwise enter, submit, or input your Personal Information. Your Personal Information is accessible only to a limited number of persons who have the authority to access it. 

 

Is Personal Information collected from minors?

 

Dr. Michelle Marie does not want to, and does not knowingly, collect any data from individuals under the age of 18. If any such data is collected without the supervision of a parent or legal guardian, all reasonable measures to delete such Personal Information will be taken and will not be used for any purposes. If you become aware of any Personal Information that has been collected from a child under the age of 18 without the supervision of a parent or legal guardian, please contact us immediately. 

 

How do I opt out, remove, or modify any Personal Information I have provided?

 

You can request to have your Personal Information removed by contacting us directly. 

 

Acceptance of Terms

 

Through the use of the Website, you are hereby accepting this Privacy Policy and each of the terms and conditions stipulated herein. If you are not in agreement with this Privacy Policy, you should refrain from any further use of the Website. 

 

Your continued use of the Website, following the posting of any updates or changes to this Privacy Policy, shall indicate that you are in agreement and acceptance of such changes. 

 

Limitation of Liability 

 

Under no circumstances will you hold Dr. Michelle Marie liable for consequential, indirect, incidental, special, exemplary, punitive, or enhanced damages, that are caused or alleged to be caused in connection with your use of the Website. 

 

Are 'cookies' used?

 

Yes. Other service providers, advertisers, and third parties use cookies and similar technologies (e.g., HTTP cookies, HTML 5, flash local storage cookies, web beacons, GIFs, embedded scripts, ETags/cache browsers, and software development kits) to recognize you on, off, and across your devices. Cookies are small files that our service provider transfers to your computer's hard drive through your web browser (if you allow) and/or your device that enables Dr. Michelle Marie or a service provider's systems to recognize your browser or device to capture and remember certain information. They are also used to help us understand your preferences based on previous or current Website activity, which enables us to provide you with improved Services. We also use cookies to help us compile aggregate data about Website traffic and interaction so that you have better experiences and services in the future.

 

Dr. Michelle Marie and her third party partners and vendors may use Tracking Technologies, such as cookies, pixels, and web beacons and collect and store information about you when you use or interact with our Services, marketing communications, advertising content and/or third party websites, in order to provide you with targeted advertising based on your browsing activities and interests. These third parties automatically receive your IP address or mobile device identifier when you access the Services or third party websites. They may also use Tracking Technologies to measure the effectiveness of advertisements, to personalize the advertising content, and to serve you advertisements that are relevant to your regional location. Information may also be collected using third party cookies and beacons on the Services and in emails to deliver advertising about Services when you visit third party websites.

 

You can opt-out of targeted advertising by visiting the following pages: 

 

• FACEBOOK - https://www.facebook.com/settings/?tab=ads

• GOOGLE - https://www.google.com/settings/ads/anonymous

 

Cookies are used to:

 

• Understand and save your preferences for future visits.

• Compile aggregate data about traffic and interactions in order to offer better experiences and Services in the future. There may be trusted third-party service providers that track this information. 

 

You can choose to have your computer or device warn you each time a cookie is being sent, or you can choose to turn off all cookies. You can do this through your browser or device settings. 

 

If you disable cookies, some features on the Website may be disabled. Disabling cookies may also affect your experience by decreasing the Website’s efficiency or causing some Services to not function properly.

 

How is Personal Information shared or disclosed? 

 

Dr. Michelle Marie may share and disclose Personal Information. Dr. Michelle Marie may disclosure Personal Information for the following reasons: 

 

• Client Instructions: You can determine your own policy for the sharing and disclosure of your Personal Information and Dr. Michelle Marie does not control how you choose to share or disclose your Personal Information. Dr. Michelle Marie will share and disclose your Personal Information in accordance with your instructions and in compliance with applicable law.  

 

• Compliance with Applicable Law: Your Personal Information may be released under certain circumstances release is appropriate to comply with the law, enforce policies, and/or protect all rights, property, safety, or if there is a reasonable belief that disclosure is in accordance with or required by any applicable law, regulation, or legal process. 

 

• To Enforce Rights, Prevent Fraud, and For Safety: To protect and defend the rights, property, or safety of Dr. Michelle Marie or third parties, including enforcing contracts or policies, or in connection with investigating and preventing fraud or security issues. 

 

• Third Party and other disclosures of your Personal Information: Your non-Personal Information may be shared with related third party Platforms, companies, advertisers, partners, social networks, service providers, research and management companies, search engines, law enforcement, hosting partners, and other parties who assist us in operating the Website, conducting business, or otherwise servicing you. However, you will receive notice before your Personal Information is transferred and becomes subject to a different privacy policy.

 

• With Consent: Dr. Michelle Marie may share Personal Information with third parties when there is consent to do so.  

 

• During a Change to Dr. Michelle Marie’s Business: If Dr. Michelle Marie engages in a merger, acquisition, bankruptcy, dissolution, reorganization, sale of some or all of Dr. Michelle Marie’s assets or stock, financing, public offering of securities, acquisition of all or a portion of the business, a similar transaction or proceeding, or steps in contemplation of such activities, some or all of your Personal Information may be shared or transferred, subject to standard confidentiality arrangements. 

 

Retention of your Personal Information

 

Your Personal Information will be retained only for as long as is necessary for the purposes set out in this Privacy Policy. Your Personal Information will be retained to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, complete audits, and/or enforce legal agreements and policies. 

 

Third Party Links

 

Occasionally, there may be third party advertisements or services on the Website. These third parties have separate and independent privacy policies. Therefore, Dr. Michelle Marie has no responsibility or liability for the content and activities of these third parties. Nonetheless, she seeks to protect the integrity of the Website and welcome any feedback about these other third-party links.

 

Behavioral Advertising 

As described above, your Personal Information may be used to provide you with targeted advertisements or marketing communications that may be of interest to you.  For more information about how targeted advertising works, you can visit the Network Advertising Initiative’s (“NAI”) educational page at http://www.networkadvertising.org/understanding-online-advertising/how-does-it-work.

 

International Transfers

 

Dr. Michelle Marie is headquartered in the United States; however, your information may be transferred to service providers and other third parties located outside of your country of residence, including in the United States. This may be necessary to provide Services, as defined in the Terms and Conditions, and for the purposes outlined in this Privacy Policy. Data privacy laws vary from country to country and may not be equivalent to, or as protective as, the laws in your home country. There are steps to ensure that reasonable safeguards are in place with aim to ensure an appropriate level of protection for your Personal Information, in accordance with applicable law. These measures include data transfer agreements. By providing us with your Personal Information, you acknowledge any such transfer, storage or use.

 

State Specific Data Policies

 

Calif. Bus. & Prof. Code §§ 22580-22582; Calif. Bus. & Prof. Code §§ 22580-22582; and Del. Code § 1204C

 

Dr. Michelle Marie shall not market or advertise any products or Services based on the Personal Information provided that is specific to any minor, nor shall she knowingly use, disclose, compile, or allow a third party to do so. Under California's Privacy Rights for California Minors in the Digital World Act, any minor may request and obtain removal of Personal Information posted on the Website. 

 

Special Notice For California Residents 

 

Your California Privacy Rights. California residents are entitled once a year, free of charge, to request and obtain information regarding the disclosure, if any, of certain categories of Personal Information to third parties for their direct marketing purposes in the preceding calendar year. To obtain this information, please send an email using the contact information provided below. 

 

California Consumer Privacy Act (CCPA) 

 

The California Consumer Privacy Act (“CCPA”) provides California residents with rights to receive certain disclosures regarding the collection, use, and sharing of Personal Information, as well as the right to know/access, delete, and limit sharing of Personal Information. The CCPA defines “Personal Information” to mean “information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household.

 

“Do Not Sell My Personal Information” (California Residents only)

 

California residents may opt out of the “sale” of their Personal Information. California law broadly defines “sale” in a way that may include allowing third parties to receive certain information such as cookies, IP address and/or browsing behavior to add to a profile about your device, browser, or you. 

 

Depending on how you use the Website, the following categories of information may be shared for such advertising which may be considered a sale (as defined by California law):

 

• Identification and demographics; device information and identifiers, such as IP address, and unique advertising identifiers and cookies; connection and usage information, such as browsing history; geolocation information, such as city; and inference data.

 

If you would like to opt out of the use of your Personal Information for such purposes (to the extent this is considered a sale), you may do so as by contacting us directly. 

 

Third Parties’ List – Shine the Light (California Residents Only)

 

California residents can also request a list of all the third parties to which have disclosed certain Personal Information (as defined by California’s Shine the Light law) during the preceding year for those third parties’ direct marketing purposes. You will need to attest to the fact that you are a California resident. There will be no requests accepted by telephone, email, or facsimile, and Dr. Michelle Marie is not responsible for notices that are not labeled or sent properly, or that do not have complete information.

 

Nevada Residents

 

Nevada law requires us to post the following: certain Nevada consumers may opt out of the sale of “Covered Information” for monetary consideration to a person for that person to license or sell such information.  “Covered information” includes first and last name, address, email address, phone number, Social Security Number, or an identifier that allows a specific person to be contacted either physically or online. 

 

Changes to this Privacy Policy

 

Dr. Michelle Marie reserves the right to modify this Privacy Policy at any time, so please review it frequently. Changes and clarifications will take effect immediately upon the posting on the Website. If there are any material changes to this Privacy Policy, you will be notified here that there has been an update so that you are aware of what information is collected, how it is used, and under what circumstances, if any, it may be used and/or disclosed it to any third party. 

 

If you have any questions regarding this Privacy Policy or if you want to verify, modify, receive, suspend, or delete your Personal Information stored, you can reach out directly using the contact information provided below: 

 

Name: Dr. Michelle Marie Lappin

E-mail:    hello@drmichellemarie.com

Telephone: 757-854-9867 (text only)